Accidents and mishaps occur when least expected and in some of the most remote places. Would you be ready to pay the costs if this happened to you or your family anywhere in the world? Health insurance is certainly crucial, especially for expatriates. We have outlined here what you can and should expect from your insurance plan, be it life insurance or health insurance.
Insurance in Mexico works in ways that are very similar to the way things are in the rest of the world, with a couple of exceptions. Car insurance is a little less complicated in that the fees are basically flat rates, with fewer measures that depend on your driving record (which in Mexico isn't generally available) and more on the type of car you drive (especially if it is the model attractive to car thieves).
Health and life insurance are another matter. First of all you need to consider what hospitals are included and whether they pay for treatment in Mexico, your native country, both, or everywhere. There is also the issue of whether the company pays up-front, or if they ask you to pay the hospital and they send you a check (hopefully) later. Life insurance is more often a matter of investment philosophy.
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